It’s natural and also sensible to wish for a good car—it’s a matter of safety. An old vehicle means all sorts of trouble. You never know when something’s going to malfunction, so even though it might be in good condition, you are never sure that you are 100% safe all the time. On the flip side, a new car will cost you a pretty penny, and if your credit score is less than optimal, you might have trouble getting a loan. If the probate process ended, though, you wouldn’t have to worry about it—you’d have the cash you need.

With Inheritance Advanced, you don’t have to wait—you can access your funds even before the probate ends! If you apply for an advance on your inheritance with us, you’ll get the money you need in about three business days.

How is an inheritance advance different from a loan?

Even though the two may seem alike—in both cases, you get the money that you have to return later—there are three crucial aspects of a loan that do not apply to an advance:

  • You have to repay a loan by a fixed date
  • You are personally liable for the debt
  • You need a good credit score

You have to repay a loan by a fixed date

Banks and other lenders will always insist on a set date by which you have to repay your debt. Failing to do so will result in a number of repercussions—increased interest rates, late fees, lawsuits, calling in debt collectors, and so on.

If you opt for an inheritance advance, you don’t have to go through that kind of pressure. We will wait until the probate is over, and we won’t bother you about it. Once the institutions have done their part, we’ll take the money straight from your estate, and you’ll get the rest of it.

You are personally liable for the debt

Personal liability means that, should you fail to repay the debt on time, you and your property will suffer the consequences. The bank will go after you directly and, after a court process, will be able to confiscate your property, impose wage garnishment, and so on.

An advance on your inheritance is not a debt, so it can’t be treated as such. Basically, you sell the right to your estate to us, and then it’s ours—you have no legal connection to it anymore, so you can’t be personally liable.

You need a good credit score

To get a loan, you need a good credit score. That means that banks will look into everything, from your employment and living situation to your paychecks. If anything seems sub-par to them, they’ll just refuse to give you a loan or offer less-than-optimal conditions.

We don’t care about any of these things—we will only look into the estate to make sure there are enough funds to grant you an advance. The process is much shorter, so you won’t have to wait for weeks for approval—it’ll all be done in a few days!